Tutorials

Step-by-step guides for using Private Credit.


Tutorial 1: Data Generation

Learn how to generate synthetic loan portfolios and macro scenarios.

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Topics covered:

  • Configuring asset class distributions
  • Generating loan tapes
  • Creating macro scenarios
  • Understanding state transitions

Tutorial 2: Training Models

Train the deep generative model components.

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Topics covered:

  • Training Macro VAE
  • Training Transition Transformer
  • Training Loan Trajectory Model
  • End-to-end fine-tuning

Tutorial 3: Scenario Analysis

Perform stress testing and scenario analysis.

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Topics covered:

  • Baseline vs adverse scenarios
  • Conditional generation
  • Reverse stress testing
  • Sensitivity analysis

Tutorial 4: Portfolio Simulation

Run Monte Carlo simulations for portfolio analytics.

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Topics covered:

  • Loss distribution estimation
  • VaR and CVaR calculation
  • Tranche-level returns
  • Waterfall mechanics

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