Mission & Scope
SIG-RegTech focuses on the intersection of technology and financial regulation, exploring how innovative solutions can enhance compliance efficiency, improve regulatory effectiveness, and reduce the burden of financial supervision. Our mission is to advance research that helps both regulators and regulated entities navigate the increasingly complex digital finance landscape.
We investigate the application of artificial intelligence, distributed ledger technology, and advanced analytics to regulatory reporting, risk monitoring, and compliance management. Our research addresses both the opportunities and challenges of technology-enabled regulation.
Research Focus Areas
- Automated Compliance: AI-powered compliance monitoring, natural language processing for regulatory text, and automated reporting systems
- AML/KYC Innovation: Machine learning for transaction monitoring, identity verification technologies, and risk-based customer due diligence
- SupTech: Supervisory technology for central banks and regulators, real-time market surveillance, and data-driven supervision
- Regulatory Reporting: Standardization, automation, and distributed ledger solutions for regulatory data submission
- Digital Identity: Self-sovereign identity, verifiable credentials, and decentralized KYC solutions
- Crypto Regulation: MiCA implementation, travel rule compliance, and DeFi regulatory frameworks
- Data Privacy: GDPR compliance in fintech, privacy-preserving analytics, and cross-border data flows
Current Research Themes
Active research within our SIG includes:
- LLM applications for regulatory interpretation and compliance
- EU DORA implementation and digital operational resilience
- Embedded supervision using DLT
- Regulatory sandboxes and innovation facilitators
- Climate risk disclosure and ESG compliance technology
- Cross-border regulatory coordination mechanisms
- AI Act implications for financial services
- Explainable AI for regulatory approval
Regulatory Landscape
SIG-RegTech tracks and analyzes key regulatory developments including:
- MiCA (Markets in Crypto-Assets): EU crypto-asset regulation
- DORA: Digital Operational Resilience Act
- AI Act: EU artificial intelligence regulation
- Basel Framework: Crypto-asset prudential treatment
- FATF Guidelines: Virtual asset service provider standards
Publications & Working Papers
SIG-RegTech members contribute to leading venues including:
- Digital Finance (Springer)
- Journal of Financial Regulation
- Journal of Financial Compliance
- European Banking Institute Working Papers
- FSB and BIS Policy Papers
Working papers from SIG members will be listed here upon publication.
Recommended Reading
Foundational Papers
- Arner, D.W., Barberis, J., & Buckley, R.P. (2017). "FinTech, RegTech, and the Reconceptualization of Financial Regulation." Northwestern Journal of International Law & Business, 37(3), 371-413. Link
- Brummer, C., & Yadav, Y. (2019). "Fintech and the Innovation Trilemma." Georgetown Law Journal, 107, 235-307. SSRN
- Financial Stability Board (2020). "The Use of Supervisory and Regulatory Technology by Authorities and Regulated Institutions." FSB Report
Academic Research
- Auer, R. (2019). "Embedded Supervision: How to Build Regulation into Blockchain Finance." BIS Working Papers, No. 811. BIS
- Buckley, R.P., Arner, D.W., Zetzsche, D.A., & Selga, E. (2020). "TechRisk." Singapore Journal of Legal Studies, 2020(1), 35-62.
- Enriques, L., & Zetzsche, D.A. (2020). "Corporate Technologies and the Tech Nirvana Fallacy." Hastings Law Journal, 72, 55-98. SSRN
- Magnuson, W. (2018). "Regulating Fintech." Vanderbilt Law Review, 71(4), 1167-1226. SSRN
Regulatory Reports
- BIS & IOSCO (2023). "Principles for Financial Market Infrastructures: Assessment Methodology for the Oversight of Crypto-asset Activities." BIS
- European Banking Authority (2021). "Report on the Use of Digital Platforms in the EU Banking and Payments Sector." EBA
- FATF (2021). "Updated Guidance for a Risk-Based Approach to Virtual Assets and VASPs." FATF
Books
- Zetzsche, D.A., Buckley, R.P., & Arner, D.W. (2020). The Regtech Book: The Financial Technology Handbook for Investors, Entrepreneurs and Visionaries in Regulation. Wiley.
How to Join
Membership in SIG-RegTech is open to all SDF members with research interests in regulatory technology and compliance. To join:
- Become an SDF member (if not already)
- Express your interest by contacting the SIG leadership
- Participate in SIG activities and contribute to collaborative research