Fintech Foundations and Overview
What fintech is, where it came from, and how banks and fintechs collaborate.
Joerg Osterrieder · University of Zurich · Department of Finance
A seven-lecture course exploring fintech foundations, ecosystems, payments, lending, regulation, AI, and the future of finance.
Course Content
Each lecture includes notes, a visual gallery, standard and advanced quizzes, and downloadable PDFs.
What fintech is, where it came from, and how banks and fintechs collaborate.
Growth drivers, financial inclusion, trust, behavioral economics, and choice architecture.
Payment evolution, four-party model, interchange fees, real-time rails, cross-border flows, and CBDC design.
AML/KYC compliance, regulatory sandboxes, RegTech, global frameworks, and compliance technology.
Regulatory sandboxes, open banking, AML/KYC, and compliance technology.
Machine learning in trading, robo-advisory, NLP for finance, and algorithmic bias.
DeFi, embedded finance, quantum computing, and emerging trends.
All Materials
All available PDFs organized by lecture and format. Additional formats will appear as lectures are published.
Lecture 01 — Fintech Foundations and Overview
Lecture 02 — Fintech Ecosystem
Lecture 03 — Payments and Fintech
Lecture 04 — Fintech Security and Regulation